KYC & AML Policy

In practice, KYC at System 73 means we collect and confirm a small set of basic facts about you: your full legal name, your date of birth, your country of residence, your contact details and the payment method you intend to use. We compare the details you typed into the sign-up form with the details shown on the documents you upload.

What we do not do

We do not solicit your internet banking credentials, complete card security code, or device access permissions. Our personnel will never ask for these items. Any communication requesting them does not originate from us and should be reported using the complaint channel.

1. 01

   Legal obligation

   Services that hold or transmit client funds are generally required to identify their clients before providing the service. This is not optional and applies to every account without exception.

2. 02

   Protecting your money

   Verification ties an account to one identifiable owner. It makes account takeover far harder, and it means withdrawals can only be sent back to a payment method proven to belong to you.

3. 03

   Keeping the platform clean

   Screening keeps sanctioned parties and anonymous shell activity off the platform, which protects every other client using it.

4. 04

   Faster payouts later

   Once an account receives upfront verification, it bypasses screening at the withdrawal stage, eliminating delays when they matter most.

AML procedures extend beyond initial identification verification. They encompass account risk assessment, export restrictions and public figure screening, caps on irregular deposit sources, documentation retention, internal notification of suspect conduct and, when mandated by relevant regulations, notification to regulatory bodies.

Should AML requirements and customer requests be at odds, AML requirements prevail. This may result in transaction postponement, a call for supplementary identification, or account limitations until resolution occurs.

1. 01

   Register

   Create the account with your real legal name, date of birth, country of residence, email and phone number. Details that do not match your documents are the most common cause of delay.

2. 02

   Confirm contact details

   Confirm your email address and, where requested, your phone number. This proves the contact channels belong to you.

3. 03

   Upload your identity document

   Upload the pages that carry your photograph and personal data. Some checks include a short liveness or selfie step to confirm the document belongs to the person holding it.

4. 04

   Upload proof of address

   Provide a current acceptable document under your name at your registered residence.

5. 05

   Confirm the payment method

   Provide proof of the instrument you will use to fund and to receive withdrawals.

6. 06

   Screening and review

   The compliance department evaluates the submission, performs mandatory risk and export screenings, and either confirms the account or requests amendments.

7. 07

   Confirmation

   You receive a notification once the account status changes. The current status is always visible in the verification area of your account.

• Give accurate, current and complete information, and keep it up to date.
• Use only your own funds and your own payment instruments - never someone else's.
• Keep one account only, and keep your credentials private.
• Provide requested documentation within the timeframe specified in the notice.
• Tell us promptly if you change country of residence, legal name or payment method.
• Report any suspected unauthorised access to your account immediately.

Submitting falsified or altered documents is a serious matter. It leads to closure of the account and, where applicable law requires, notification of the competent authority.

If a decision is unclear to you, contact support and ask for the reason. Where the law permits us to explain, we will.

Review times depend on volume, on the quality of the uploads and on whether any additional screening is triggered. The processing window that applies to your account, together with the current status of each document, is shown in your account area - that published figure is the one to rely on, not any figure quoted elsewhere.

• Legible, whole, unaltered documents receive speedier assessment.
• Submissions made beyond regular office hours are processed when business resumes.
• Enhanced review, where required, adds time and is communicated to you.

1. Identity document

A government-issued document that shows your photograph, full name, date of birth, document number and expiry date. Commonly accepted types are a passport, a national identity card, or a driving licence where it is issued as a photographic identity document. The document must be valid and not expired.

2. Proof of address

A current document, customarily from the preceding several months, displaying your full name and current residence address matching your registered address. Examples include a utility invoice, a financial institution or credit card invoice, a regional levy or administrative correspondence, or a formal notice from a public sector office. Mailbox addresses and residences registered under other parties cannot be used.

3. Proof of payment method

Evidence that the funding instrument belongs to you. For a card, that is normally an image of the card showing your name, the first six and last four digits and the expiry date, with the remaining digits and the security code covered. For a transfer from a bank account, that is a statement or confirmation in your name showing the account identifier. For an electronic wallet, a screenshot of the account profile showing your name and the account identifier.

Formats and file size

Upload limits, accepted file types and any additional document requests are shown in the verification area of your account. Documents in a language other than the account language may require a translation; the compliance team will tell you if that applies.

What is monitored

Account activity patterns, replacement of payment methods, relocation or communication changes, conduct that diverges from your initial profile, and any activity marked by our detection protocols.

What can happen as a result

• A request for refreshed documents or an explanation of the source of funds.
• A momentary suspension of a particular transaction during examination.
• Adjustment of the limits published in your account.
• Restriction or closure of the account where the law requires it.

Records

Identification data and transaction records are retained for the period required by applicable law after the relationship ends, and are handled in line with our Privacy Policy. Applicable regulations may restrict notification to the client regarding such a report.

Licenses & regulatory information